Unemployment Benefit Calculator
Estimate your unemployment benefit if you leave your job
How Unemployment Benefits Work
Finland's unemployment benefit can be earnings-related (if you're a member of an unemployment fund) or basic allowance at €37.21/day. Earnings-related is 45% of the difference between salary and base amount, reduced to 80% after 40 days and 75% after 170 days.
Frequently Asked Questions
What unemployment benefits are available in Finland?
Finland offers three types: earnings-related allowance (requires unemployment fund membership), basic unemployment allowance (€37.21/day), and labor market subsidy (for those without work history). Earnings-related is base + 45% of (daily wage - base).
How long can I receive unemployment benefits in Finland?
Earnings-related allowance is paid for 300-400 days depending on work history. Basic allowance and labor market subsidy have no fixed limit but require active job seeking and participation in employment services.
Can I get unemployment benefit if I quit my job in Finland?
Quitting without a valid reason results in a 45-day waiting period (karenssi) before benefits start. Valid reasons include health issues, harassment, significant changes to work conditions, or moving due to spouse's job.
When are unemployment benefits paid in Finland?
TE-services (TE-palvelut) process payments every 4 weeks based on your activity report. Most unemployment funds and Kela pay within 3-5 banking days after receiving your report and TE-services statement.
How do I register as unemployed in Finland?
Register as a job seeker at TE-services (te-palvelut.fi) on your first day of unemployment. Then apply for benefits from your unemployment fund (if member) or Kela. You must also create a job seeking plan within 2 weeks.
What changed in unemployment benefits in Finland for 2026?
The 2026 changes include an updated deduction rate of 3.83% (from 3.54%) and continued tiered reduction: 80% after 40 days, 75% after 170 days. A new general social security benefit (Yleistuki) launches in May 2026.